At its simplest, the term water damage applies to just about any problem or issue created by moisture. In a home, water damage can take any number of forms and affect just about any part of a house susceptible to water intrusion—from basements and foundations to attics and rooftops. Events like extreme weather and storms can take everyday water problems to a whole new level.
Signs of Water Damage and Rain Damage
Water intrusion is the result of water, water vapor or moisture getting into a space where it’s not wanted. Some causes are regarded as maintenance issues that a homeowner is typically responsible for while others—storm or rain damage, for example—may be covered under a homeowners insurance policy or flood insurance. However, all require prompt attention to avoid the problems associated with water being in places we don’t want it to be in our homes. Signs of water damage are not only common but fairly easy to identify.
Repairing Water Damage
Homeowners insurance typically covers water damage claims as long as they comply with the terms and conditions in your policy. For example, if wind drives snow back through a soffit to pack and melt inside walls, insurance most likely will cover the damages. Likewise, if a roof suffers significant storm damage, insurance will most likely cover repair or replacement. Some events—a sewer backup, for example—may require an extra rider and prior inspection. If you live in a flood zone, you may be eligible for flood insurance, a federal program sold only through designated private insurance companies.
The very best option is always to maintain your home to help prevent water damage. Sometimes, however, extreme weather like storms or random events like a shutoff valve that snaps can create extensive damages. Either way—maintenance repair or emergency, small job or major undertaking—Roberts Restorations has the experience and expertise to complete repairs and work with your insurance company to get your home and your life back to normal.